Auto Insurance in San Antonio, TX
Texas drivers must meet specific financial responsibility requirements to operate a vehicle legally. Most drivers satisfy this requirement by purchasing auto insurance. The state mandates minimum levels of auto liability insurance, but it’s recommended to carry more coverage for adequate financial protection.
What Type of Coverage Should I Get? 
The types of coverage you need depend on factors such as your vehicle type, budget and driving habits. Standard auto insurance policies typically include the following:
- Liability insurance may compensate third parties if you cause an accident that results in injuries or property damage.
- Collision insurance may reimburse your car repair bills after an accident.
- Comprehensive insurance may pay for damage unrelated to a collision, like fire and theft.
- Uninsured and underinsured motorist coverage may provide financial aid after an accident with an at-fault driver who lacks sufficient insurance.
- Personal injury protection may pay your medical bills, rehabilitation costs and lost wages if you’re injured in an accident and unable to work.
- Medical payments coverage may help with medical expenses for you and your passengers following an accident.
How Much Does Auto Insurance Cost?
Car insurance rates are influenced by several factors, including the following:
- Your age and location
- Driving record
- Claims history
- Vehicle make and model
- Deductible amount
- Coverage selections
Many insurance companies offer discounts for bundling your auto policy with other insurance products, such as home or renter’s insurance. You may also qualify for discounts if you install safety devices, make full upfront payments or maintain a good credit score.
Find the Best Auto Insurance Near You
Look no further than Texas Associates Insurance in San Antonio, TX, to help assess your coverage needs and find affordable auto insurance policies. Contact us today to get started.